Business Digest September 25, 2025

#BusinessDigestWithDrEIS

On BU$I₦£$$ DIG£$T this morning, September 25, 2025
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Dear Entrepreneurs, Business Managers, Business Owners

“`LET’S TALK“`
Part-4

“One constant emotion that many entrepreneurs especially those building from the ground up with limited resources and experience whether or not they openly admit it, is what I call the “money agitation feeling.” It is that restless, uneasy tension that arises when a potential client has seemingly agreed to your terms, but the crucial step of payment remains pending.

I tell you the truth, this moment can be profoundly destabilizing. You have already mentally allocated the incoming funds to clear urgent expenses, reinvest in operations, or even reward yourself modestly for your effort. When payment is delayed, it is not merely about money, it is about the disruption of plans, the crushing of expectations, and the resurfacing of financial insecurity that comes with entrepreneurship.

When I first started, every prospective job brought a surge of hope. I would immediately picture the relief that payment would bring. But when clients delayed or defaulted, I felt a gnawing agitation that made me check my phone one million times in split seconds. Sometimes, I’d even check my banking app to be sure incase I missed receiving a credit alert notification.

Or I’d obsessively re-read messages from the client multiple times, trying to decode hidden signals of what was said or not😃. And then rehearse how to politely follow-up, without sounding desperate. And finally, mentally replay scenarios of what would happen if the money never came. It is quite exhausting! Did I mention that I also pray for the client to be preserved? 😃😀.

This cycle isn’t just emotionally draining, it can affect your focus, productivity, and even your client interactions going forward.

I used to think I was the only one who felt like this, until I learned it was natural for people in business. The mind is quite powerful you know, and once we anticipate an inflow, the mind immediately locks onto it as though it were already ours. Any delay feels like a loss, triggering anxiety.

Most entrepreneurs will agree with me that there’s something credit alerts does. It just encourages you to continue in your grind. To be paid means you are doing something right. And that money is the difference between crisis and continuity.

So, how can one effectively manage and overcome this money agitation feeling?

The truth is, this feeling may never disappear entirely, but it can be managed.

Here are some approaches I began to employ.

◆Never Count Profit Until It Lands. Discipline yourself not to mentally spend money before it hits your account. If payment hasn’t been received, try not to bank on it at all.

◆Have money Structure. That way, you would know how many per cent goes into savings, school fees, operations, etc. So, once you receive that money, you already know how to apportion it.

◆Diversify your streams of income. However, be careful not to spread yourself thin especially when the main source of income isn’t fully solidly established. Multiple revenue streams soften the agitation though.

◆Detach emotionally from transactions. I don’t know how to explain this one.

◆Money agitation is not a sign of weakness at all. Rather, it is a natural psychological reaction to the uncertainty in the entrepreneurial journey.

Now that you know what it’s called, gradually build systems and mental discipline to reduce its power over you so that you don’t come off desperate. Every entrepreneur will encounter it, but the ones who thrive are those who learn to act despite it, managing their cash flow pragmatically while sharpening their emotional resilience.”

Finally, understand the Psychology of Money and know your unique Money Personality, it will help you to understand yourself better in relation to Money.

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Business Digest….your indispensable daily business companion.
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Yours-In-Entrepreneurship
*_Dr. Emmanuel Idenyi Shaibu_*
_animn, ace, f.hcd, f.dss, m.frcn, fimc, cmc, cms, FAiPA, DPA, FCCFI, FCALM-UK, CCFIP, CNA_
The Millennium Entrepreneur!
*MakingAMarkGlobally*